Credit Union of Colorado
Account to Account Transfers
For same day processing request by: | 3pm MT |
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Delivery time: | 1-3 business days |
CUofCO fees: | None |
Limits: | $5,000/day and $20,000/month |
A2A (Account to Account) Transfer
Terms of Service Agreement
这项服务允许您或您授权的人在您在科罗拉多信用社的账户之间发起资金转账(“ACH转账”), FCU(信用合作社)和/或您在美国境内的另一家新沙巴体育网机构控制的账户. International transfers are not supported by this service.
By clicking the “Transfer” button and using the Credit Union’s ACH transfer service, you agree to the terms and conditions of this agreement. 您授权信用合作社作为原始存款新沙巴体育网机构(“ODFI”)(根据NACHA规则定义),按照指示向您的账户发起ACH贷方/借方分录. If this is a recurring ACH transfer, 本授权在信用合作社收到您的终止通知并给予信用合作社采取行动的合理机会之前(不少于下一个计划转让日期前3个工作日)保持完全有效。.
You represent that you are at least eighteen (18) years old and a resident of the United States. Additionally, 您声明您是适用帐户的所有者或授权代理人,并有权访问, use, 并授权我们启动ACH分录,以贵方指定的金额借记或贷记该等账户.
您理解,信用合作社可以发起多个ACH条目来完成您请求或授权的转账. These ACH entries may be originated and/or posted to your account in any sequence. 您授权我们根据需要对您的账户重新提交借方分录,以完成您所要求的ACH转账.
信用社将根据您或您授权的人提供的信息处理您的资金转帐请求. Any errors in the information (including incorrect or inconsistent account names, account numbers or ABA routing numbers) that you provide to us are your responsibility. 信用社不负责调查此类差异,并可仅使用账号信息执行ACH转账, even if the name and the account number do not match.
您同意使用符合我们最低系统要求标准的浏览器或移动应用程序.
If your account(s) at the Credit Union or another financial institution has a joint account holder, 您声明并保证,无论发送或接收资金,每个联合账户持有人都已同意进行ACH转账.
If you are using an account at another financial institution, we will offer two ways to verify your control of the non-Credit Union account. For verification purposes, 您授权我们通过第三方提供商请求其他新沙巴体育网机构的在线凭证,或向目标账户进行小额存款和/或取款(并在测试完成后撤销这些)。. For the deposit and withdrawal verification process, the withdrawal amount(s) will never be greater than the deposit amount(s). You agree to verify online the amounts of such deposits and/or withdrawals. We will not complete any funds transfer requests until verification is completed.
The Credit Union, in our sole and absolute discretion, have the right to reject, reverse, or cancel any ACH transfer you initiate, and/or restrict or condition your ability to use this or any other service, at any time for any reason or no reason, including but not limited to insufficient funds in an account being debited; suspicious activity; order of any law enforcement agency or other legal process; inability to verify information you or others provide or are asked to provide; providing us with false or inaccurate information; hacking, tampering or impacting the service functionality, availability, or security; using the service for unlawful purposes (as determined by us in good faith, but without the need for inquiry); failing to cooperate with any information request; or any other situation where the Credit Union determines in good faith and at our sole discretion there is an unacceptable risk of loss to you or the Credit Union.
You agree to comply with the National Automated Clearing House Association (“NACHA”) rules. 您承认我们在本协议项下的ACH条目的起源必须遵守美国法律. You agree to use the service for legal purposes only and not in violation of any U.S. or foreign laws, 包括但不限于旨在防止洗钱的法律和法规,或防止向或从根据美国联邦调查局颁布的条例冻结账户的个人或组织转移资金.S. Treasury Department, such as sanction laws administered by the Office of Foreign Asset Control. You agree that if we suspect or believe a transaction is unlawful or even suspicious, we may block the transaction and take any other action we deem to be reasonable. 这包括采取行动防止违反2006年非法互联网赌博执法法案(“UIGEA”)和本服务条款. You agree not to use the service in any manner that could damage, disable, overburden, or impair the service or interfere with any other parties use of the service.
所有项目或自动结算所(“ACH”)转移到您的账户是临时的,可能会退回或撤销. 如果信用社收到退款或撤销,或我们因任何其他原因(包括未收到最终付款)必须撤销ACH转账, 我们保留向您的账户收取这些项目或ACH转账金额的权利,并向您的账户收取25美元的退款. After we have received final payment, we refer to these deposits as collected items. If the Credit Union incurs any fee(s) to collect any item, the Credit Union may charge such fees to your account. The Credit Union reserves the right to delay, refuse, or to return all or any items or funds transferred.
在大多数转账中,您应该期望在1-2个工作日内看到目标账户中的资金,具体取决于转账启动和处理的时间. However, specific transaction times may vary, 信用社不保证任何特定的周转时间来完成您的资金转移. If there is a problem with executing your request, we will notify you by the email address on record. When a transfer is initiated from a Credit Union account, please make sure you have sufficient funds to cover the transaction amount. 否则,如果交易失败或导致信用合作社源账户出现负余额, a $25 non-sufficient funds fee may be charged.
考虑到信用合作社同意按照本条款和条件中规定的方式根据您的请求转移资金:
- If any fees, fines or other sanctions, or damages or loss, are incurred or suffered by us in connection with your use of the ACH transfer service, you agree to indemnify, defend, and hold us harmless.
- The ACH transfer service, information, data, features and web-based content are offered and made available on an “as is”, “as available” basis. In no event shall we be liable to you (and if you are a non-consumer, your company, employees, agents, third parties, associates, or partners), or to anyone else for any consequential, incidental, special, punitive, or indirect damages of any kind whatsoever, including without limitation those resulting from loss or impairment of use, data, or profits, that you or anyone else may incur relating to your use or access to this site, or the use or access hereto by anyone else, even if we have been advised of the possibility of any such damages.
- 您明确放弃与您或任何其他人直接或间接访问或使用或依赖任何此类信息或数据有关的您可能拥有或主张的任何及所有索赔.
- The term “damages” as used herein includes, without limitation, any and all liability, loss, damage, injury, claim, founded or unfounded, expense, fee of any kind, including, attorneys’ or accountants’ fees.
- If you are a consumer, 前述内容仅限于可能与您在适用法律下可能拥有的任何不可放弃权利相冲突的范围.
All standard credit union terms and agreements as detailed in the Membership and Account Agreement, Electronic Funds Transfer Agreement, and Digital Banking Agreement apply. These agreements may be accessed at http://cxyv.vwv123.com/disclosures.